FORM NL-13-LOANS SCHEDULE
LOANS
	Particulars	As at 30.6.2010	As at 30.6.2009… for the corresponding previous year
		(Rs. 000)	(Rs. 000)
1	SECURITY-WISE CLASSIFICATION
	Secured
	(a) On mortgage of property
	(aa)  In India *	2176 764	2530 616
	(bb) Outside India	0	0
	(b) On Shares, Bonds, Govt. Securities	0	0
	(c)Others **	4233 216	4108 888
	Unsecured	84 787	62 617
	TOTAL	6494 767	6702 121
2	BORROWER-WISE CLASSIFICATION
	(a)Central and State Governments	4233 216	4108 888
	(b) Banks and Financial Institutions	0	0
	(c) Subsidiaries	0	0
	(d) Industrial Undertakings	2061 609	2263 602
	(e) Others	199 742	359 631
	TOTAL	6494 567	6732 121
3	PERFORMANCE-WISE CLASSIFICATION
	(a) Loans classified as standard
	(aa)  In India	5004 369	5097 106
	(bb) Outside India	0	0
	(b) Non-performing loans less provisions
	(aa)  In India	844 544	868 549
	(bb) Outside India	0	0
	Provisions ***	645 654	766 466
	TOTAL	6494 567	6732 121
4	MATURITY-WISE CLASSIFICATION
	(a)Short Term	628 604	629 052
	(b)Long Term	5865 963	6103 069
	TOTAL	6494 567	6732 121
* Includes Term Loans of  ` 4,30,88,956/- on which creation of security is pending (Previous year  ` 4,34,70,455/-)
** Regrouped to include Loans to State Governments in Secured - "Others"
*** Includes Provision for Bad and Doubtful Loans